<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">

  <!-- Página Principal (Homepage) - Máxima prioridad -->
  <url>
    <loc>https://carterasmanager.com/</loc>
    <lastmod>2026-08-26</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <image:image>
      <image:loc>https://carterasmanager.com/assets/showcase_dashboard_final.png</image:loc>
      <image:title>Dashboard y Control de Cartera de Crédito en Colombia - CarteraManager Pro</image:title>
      <image:caption>Vista principal de métricas de cobranza, mora y recaudo diario</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://carterasmanager.com/assets/portfolio_control_mockup.png</image:loc>
      <image:title>Plataforma de Control de Cartera CarteraManager Pro</image:title>
    </image:image>
  </url>

  <!-- Funciones - Página de conversión clave -->
  <url>
    <loc>https://carterasmanager.com/funciones.html</loc>
    <lastmod>2026-08-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
    <image:image>
      <image:loc>https://carterasmanager.com/assets/showcase_clientes_final.png</image:loc>
      <image:title>Gestión y Control de Clientes de Crédito</image:title>
    </image:image>
    <image:image>
      <image:loc>https://carterasmanager.com/assets/showcase_cobros_final.png</image:loc>
      <image:title>Registro de Cobros y Recaudos en Tiempo Real</image:title>
    </image:image>
    <image:image>
      <image:loc>https://carterasmanager.com/assets/showcase_caja_final.png</image:loc>
      <image:title>Control y Arqueo Diario de Caja</image:title>
    </image:image>
    <image:image>
      <image:loc>https://carterasmanager.com/assets/showcase_rutas.png</image:loc>
      <image:title>Rastreo GPS de Asesores y Rutas de Cobro</image:title>
    </image:image>
  </url>

  <!-- Cómo Funciona -->
  <url>
    <loc>https://carterasmanager.com/como-funciona.html</loc>
    <lastmod>2026-08-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
    <image:image>
      <image:loc>https://carterasmanager.com/assets/showcase_configuracion.png</image:loc>
      <image:title>Configuración de Gestión de Cobranza en Colombia</image:title>
    </image:image>
    <image:image>
      <image:loc>https://carterasmanager.com/assets/showcase_rutas.png</image:loc>
      <image:title>Optimización de Rutas de Cobro con Mapas</image:title>
    </image:image>
  </url>

  <!-- Beneficios -->
  <url>
    <loc>https://carterasmanager.com/beneficios.html</loc>
    <lastmod>2026-08-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
    <image:image>
      <image:loc>https://carterasmanager.com/assets/showcase_dashboard_final.png</image:loc>
      <image:title>Beneficios de Digitalizar tu Cartera de Crédito</image:title>
    </image:image>
  </url>

  <!-- Ayuda / FAQ -->
  <url>
    <loc>https://carterasmanager.com/ayuda.html</loc>
    <lastmod>2026-08-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Contacto -->
  <url>
    <loc>https://carterasmanager.com/contacto.html</loc>
    <lastmod>2026-08-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

</urlset>
